TERMS & CONDITIONS

Light House Lending (operated by TNCAK, LLC)
Last updated: 22-1-2026

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. Services Disclaimer

Light House Lending (operated by TNCAK, LLC) provides mortgage-related information and consultation services. We do not guarantee loan approval, rates, or outcomes. All loan products are subject to lender approval and applicable regulations.

3. User Responsibilities

You agree to:

Provide accurate and truthful information

Use the website for lawful purposes only

Not misuse forms, communication systems, or content

4. SMS & COMMUNICATION TERMS (REQUIRED FOR A2P 10DLC)

By opting in, you agree to receive SMS communications from Light House Lending (operated by TNCAK, LLC)

Message frequency varies

Message & data rates may apply

Reply STOP to opt out

Reply HELP for assistance

Consent is not a condition of purchase.

5. Intellectual Property

All website content (text, graphics, logos, images) is owned by Lighthouse Lending and may not be copied or reused without written permission.

6. Limitation of Liability

Light House Lending (operated by TNCAK, LLC) is not liable for:

Any indirect or incidental damages

Errors or omissions on the website

Delays or failures in communication systems

Use of the site is at your own risk.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, privacy practices, or policies.

8. Termination

We reserve the right to restrict or terminate access to our website or services at any time without notice.

9. Governing Law

These Terms are governed by the laws of the state in which Light House Lending (operated by TNCAK, LLC) operates, without regard to conflict-of-law principles.

10. Contact Information

For questions regarding these Terms & Conditions, contact:

Light House Lending (operated by TNCAK, LLC)

📞 Address: 1013 Gilmore Ave. Nashville, TN 37204
📧 Email: [email protected]